Our advanced software platform enables you to offer premium smartphones and accessory bundles with your own flexible "buy now, pay later" payment options.
Join hundreds of mobile stores already growing faster with our in-house payment platform.
Approve customers directly and break free from third-party finance companies rejecting your potential buyers.
Create custom payment plans for Apple and Android devices, tablets, and profitable accessory bundles.
Build continuous cash flow instead of settling for small commissions from external finance providers.
Adjust payment schedules and amounts instantly to accommodate customers in special circumstances.
Design payment plans that match customer budgets, free from rigid third-party constraints.
Create flexible plans for iPhones, Android devices, tablets, repairs, and accessory bundles.
Automatic text notifications keep customers informed about upcoming payments and due dates.
Access detailed management reports and audit trails for all transactions across stores and employees.
Accept payments in-store via cash, card, mobile apps, or phone transactions.
Seamless automatic payments with funds deposited directly into your business account.
Safely store multiple payment cards using advanced tokenization technology.
Instant payment card verification ensures cards are ready for processing on due dates.
Utilize our auto-lock feature to restrict device usage when payments are overdue, with immediate restoration upon payment completion.
Advanced device locking technology deeply integrated into device operating systems with automatic IMEI registration.
Works seamlessly with Android OS and Apple iOS devices, including iPads and Galaxy tablets with or without SIM cards.
Devices are automatically unlocked and control released upon successful completion of payment plans.
Capture full customer names for ID verification without requiring Social Security Numbers.
Use employee mobile cameras to securely capture valid customer IDs without storing images on personal devices.
Real-time connection to United States Post Office database for instant customer address verification.
Comprehensive card validation including name, address, and CVV matching with customer-provided information.
Compare the Financial Benefits of In-House Payment Plans
You surrender control and potential profits while potentially sharing valuable customer data with competitors.
Maintain complete control over pricing and profits while building customer loyalty and repeat business.
"With RTO Devices, you earn $738.75 more profit per plan while customers save $323.5"
Schedule Discovery CallUse our interactive calculator to see how much you could earn with in-house payment plans
Explore Profit Calculator